ACI Worldwide - Card

Connect to ACI Worldwide to accept credit and debit card payments.

ACI Worldwide is a global payment systems provider that offers payment processing solutions for merchants and financial institutions. Their platform supports card payments with advanced features like delayed capture and international payment processing across multiple currencies and countries.

Credentials

When setting up ACI Worldwide in the dashboard, configure the following credentials, which are obtained from ACI Worldwide merchant dashboard:

Entity ID

The entity required to authorize the request. This should be the channel entity identifier. In case channel dispatching is activated then it should be the merchant entity identifier.

Access token

The access token can be found under Administration -> Account data -> Merchant / Channel Info

Base URL (optional)

The base URL to use for API requests. If no Base URL is provided then the following defaults are used:

Environment	Base URL
sandbox	https://eu-test.oppwa.com/
production	https://eu-prod.oppwa.com/

Connector configuration

After setting up your ACI Worldwide connector in the dashboard, configure how transactions are routed to it. Choose one of the following options:

• Using Flow - Configure ACI Worldwide as the target connector in Flow to automatically route card transactions to this connector
• Using the API - Explicitly set the payment_service_id parameter to the ACI Worldwide connector ID when creating transactions. This overrides any Flow routing rules.

The connector ID can be found in the dashboard under Connections -> Configured connections.

Features

ACI Worldwide supports the following features:

• Delayed capture - Authorize a payment and capture it at a later time
• Partial capture - Capture a portion of the authorized amount
• Partial refunds - Refund a portion of the captured amount
• Void - Cancel an authorized transaction before capture
• Zero auth - Verify a card without charging it

Supported countries

ACI Worldwide supports transactions from buyers in the following countries:

Country code	Country code	Country code	Country code	Country code	Country code	Country code	Country code
AT	AU	BE	BG	BR	CA	CH	CY
CZ	DE	DK	EE	ES	FI	FR	GB
GR	HK	HU	IE	IN	IT	JP	LT
LU	LV	MT	MX	MY	NL	NO	NZ
PL	PT	RO	SE	SG	SI	SK	US

Supported currencies

ACI Worldwide supports processing payments in the following currencies:

Currency code	Currency code	Currency code	Currency code	Currency code	Currency code	Currency code	Currency code
AED	AFN	ALL	AMD	AOA	ARS	AUD	AWG
AZN	BAM	BBD	BDT	BGN	BIF	BMD	BND
BOB	BRL	BSD	BWP	BZD	CAD	CDF	CHF
CLP	CNY	COP	CRC	CVE	CZK	DJF	DKK
DOP	DZD	EGP	ETB	EUR	FJD	FKP	GBP
GEL	GIP	GMD	GNF	GTQ	GYD	HKD	HNL
HRK	HTG	HUF	IDR	ILS	INR	ISK	JMD
JPY	KES	KGS	KHR	KMF	KRW	KYD	KZT
LAK	LBP	LKR	LRD	LSL	MAD	MDL	MGA
MKD	MMK	MNT	MOP	MUR	MVR	MWK	MXN
MYR	MZN	NAD	NGN	NIO	NOK	NPR	NZD
PAB	PEN	PGK	PHP	PKR	PLN	PYG	QAR
RON	RSD	RUB	RWF	SAR	SBD	SCR	SEK
SGD	SHP	SLL	SOS	SRD	SZL	THB	TJS
TOP	TRY	TTD	TWD	TZS	UAH	UGX	USD
UYU	UZS	VND	VUV	WST	XAF	XCD	XCG
XOF	XPF	YER	ZAR	ZMW

Limitations

The following features are not supported by this connector:

• Over capture - Capturing more than the authorized amount
• Partial authorization - Accepting a partial amount when the full amount is not available
• Network tokens - Using network-level tokenization
• Digital wallets - Apple Pay, Google Pay, and other digital wallet integrations
• Payment method tokenization - Storing payment methods outside of transactions

Integration

To accept card payments with ACI Worldwide, you need to use one of Gr4vy’s client-side integration methods. Due to PCI compliance requirements, card data should never be sent directly to your servers.

You can integrate using:

• Embed - A pre-built, customizable payment form that handles the complete payment flow
• Secure Fields - Embed card input fields for building custom payment forms while maintaining PCI compliance
• Mobile SDKs - Native SDKs for iOS, Android, React Native, and other platforms

After collecting the card details through one of these methods, the payment is processed through your configured ACI Worldwide connection.

Testing

For testing in sandbox environments, you can use standard test card numbers. ACI Worldwide supports industry-standard test cards for simulating different transaction scenarios:

Successful transactions:

• Visa: 4111 1111 1111 1111
• Mastercard: 5555 5555 5555 4444
• American Express: 3782 822463 10005

Use any future expiry date and any 3-digit CVV (4 digits for American Express).

For more test scenarios and additional card numbers, refer to the ACI Worldwide testing documentation or contact your ACI Worldwide representative.