The system provides a Universal 3-D Secure solution that lets you integrate
secure customer authentication (SCA) with various levels of complexity.The 3-D Secure automatically handles the device fingerprinting,
card enrollment checks, authentication, challenge, and other 3DS nuances.Additionally, the system supports Dynamic 3-D Secure, allowing you to dynamically
skip or force 3-D Secure based on anti-fraud decisions, cart items, or any other transaction-level data.The flexible solution offers the following 3-D Secure integration methods.
Embed automatically detects 3-D Secure for a
transaction and handles all the user interactions to complete the transaction.
Hosted 3DS offers 3-D Secure via the API, allowing
capture of card data that then relies on the hosted 3-D Secure
to handle the user interaction. This can also be used in combination with
Secure Fields.
External 3-D Secure data can be passed in to
create a card checkout experience including a custom 3-D Secure
integration.